Being deeply in debt is an extremely stressful condition, especially if what you owe exceeds what you make each month. Every earner in the family bears this responsibility on a daily basis. The stress of making sure the family is taken care of is exasperating. While paying your regular payments, you must ensure that your debts are paid on time and appropriately. Not to mention having extra cash on hand for unforeseen expenses. We negotiate with your creditors to allow you to pay a “settlement” in order to settle your debt. The settlement is another term for a lump sum payment that is less than the whole amount owed. To make that lump sum payment, the scheme requires you to save a certain amount of money each month.
